UK Bad Credit Catalogues
UK bad credit catalogues provide individuals with low or poor credit ratings an invaluable lifeline; however, it’s crucial that they fully comprehend and use them responsibly.
Most catalogues conduct a credit check before offering you credit; however, there are some companies which guarantee acceptance without carrying out a check at all. They take income into consideration and only lend you what is affordable to repay back over time.
Littlewoods is a British retailing and catalogue company offering clothing, furniture, electrical items, home accessories and much more at reasonable prices. Offering thousands of product lines at once with convenient ‘buy now, pay later’ payment plans available for many products. Furthermore, its website boasts an array of financial products such as personal loans and credit cards to further its offerings.
Littlewoods Catalogue and Index Catalogs, in addition to operating catalog stores. Customers have the opportunity to shop both online and in store through Littlewoods website; international orders can also be fulfilled by Littlewoods Europe site.
Littlewoods was established by John Moores in 1932 and quickly progressed from mail order into retailing and mail-order. Their first catalogue, published in May 1932, boasted 168 pages of hand-drawn pictures covering everything from nickel-plated gas irons to silk dresses. As their business expanded rapidly they opened 52 Littlewoods stores by 1956 as well as 12 ‘Jemima shops’ specialising in blouses and lingerie.
By the 1990s, however, sales had started to fall off sharply. In 1997, sales continued their slide and the company cut its store expansion plan and agreed to sell several high street stores to Marks & Spencer; plans for a partial flotation of the firm were abandoned altogether; its founder passed away later that month leaving his ownership of 32 family members who now jointly owned it.
Sainsbury’s was established as a partnership in 1869, with an aim of offering great-value food and products. Their first store, on Drury Lane in London, quickly earned them a name synonymous with excellent cuisine. Over time they expanded their network, opening more stores until becoming one of the best-known chains in Britain by 1900.
Sainsbury’s offers customers a range of shopping options, from larger supermarkets and convenience stores to online ordering and banking services. Furthermore, Sainsbury’s also provides banking services and offers property management. In addition, their own-brand products boast excellent quality and value.
Sainsbury’s entered the hypermarket sector by creating SavaCentre as a joint venture with British Home Stores, initially designed as more than just grocery shops by providing textiles and electronics alongside groceries. But as hypermarts became mainstream, Sainsbury’s decided to convert these stores to their regular superstore format instead.
Sainsbury’s is well known for their wide range of food and drink offerings, such as wine, meat, fresh fruits & vegetables and ready-made meals. Additionally they have a great selection of household goods & clothing at their London headquarters as well as numerous stores across the nation.
John Lewis has become one of the UK’s best-known department stores since 1864, and its signature offering of “Never Knowingly Undersold” to customers stands as proof of this fact. Furthermore, its employees remain with John Lewis twice longer than industry norms; its 2016 Christmas advert became one of the most-viewed videos online with 21 million views on YouTube.
John Lewis stands apart from many retailers by being an Employee Owned Trust (EOT), meaning its employees own a share of the business. EOTs have grown increasingly popular across industries in the UK; today there are over 1,000 of these EOTs operating. Their partnership includes John Lewis stores and Waitrose department stores as well as John Lewis Financial Services division.
At one of the most innovative retail companies, John Lewis stands out for its customer-centric approach and makes regular headlines for it. They were one of the first companies in the UK to introduce personal shopping service and even made it onto a list of the UK’s best customer service brands in 2016. John Lewis uses Salesforce to centralise data across all departments and food shops, which enables them to make accurate predictions of customer demand and deliver an exceptional customer experience that surpasses consumer expectations. Furthermore, they have increased efficiency by creating self-service dashboards which make decision making faster in store locations; freeing up staff time so they can focus on providing superior service for each individual store location.